:root{--ink:#050b14;--panel:#0a1628;--line:#203a5a;--blue:#1478f2;--blue2:#42a0ff;--muted:#8ea0b7;--danger:#ff6c72;--warning:#f5b84b;--ok:#39d995}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#050d19;color:#f7faff;font-family:Montserrat,Arial,sans-serif}button,input,select{font:inherit}button{cursor:pointer}.tool-header{height:76px;padding:0 clamp(20px,5vw,72px);display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #ffffff14;background:#06101f;position:sticky;top:0;z-index:20}.brand{display:flex;align-items:center;gap:11px;color:#fff;text-decoration:none}.brand img{width:39px;height:39px;border-radius:50%;object-fit:cover}.brand span{display:flex;flex-direction:column;line-height:1}.brand b{font-size:20px;letter-spacing:-1px}.brand small{font-size:6.5px;letter-spacing:1.35px;margin-top:5px;opacity:.68}.back-link{color:#9eb4cf;text-decoration:none;font-size:10px;font-weight:700;border:1px solid #31557f;padding:10px 14px;border-radius:7px}.app-shell{max-width:1260px;margin:0 auto;padding:42px 30px 58px;background:radial-gradient(circle at 82% 0,#123d735c,transparent 32%)}.tool-intro{display:flex;align-items:flex-end;justify-content:space-between;gap:25px;margin-bottom:28px}.eyebrow{font-size:8px;letter-spacing:1.8px;color:#47a4ff;font-weight:800}.tool-intro h1{font-size:clamp(30px,4vw,53px);line-height:1.02;letter-spacing:-2.7px;margin:12px 0 10px}.tool-intro p{font-size:11px;color:#8ea0b7;line-height:1.7;max-width:680px}.print-btn{background:transparent;color:#65b0ff;border:1px solid #2b69aa;border-radius:999px;padding:11px 18px;font-size:10px;font-weight:750;white-space:nowrap}.calculator-grid{display:grid;grid-template-columns:1.65fr .9fr;gap:18px;align-items:start}.inputs-column{display:flex;flex-direction:column;gap:14px}.calc-card,.results-sticky,.proposal-section,.legal-section{background:#0a1628;border:1px solid #203a5a;border-radius:16px;overflow:hidden}.card-head{display:grid;grid-template-columns:30px 1fr 20px;align-items:center;text-align:left;width:100%;border:0;background:transparent;color:#fff;padding:19px 20px}.card-icon{color:#42a0ff;font-size:18px}.card-head>span:nth-child(2){display:flex;flex-direction:column;gap:4px}.card-head b{font-size:13px;letter-spacing:-.2px}.card-head small{font-size:8.5px;color:#8092aa}.card-head i{font-style:normal;color:#71849c}.card-body{padding:4px 20px 20px;border-top:1px solid #1d3858;display:none}.calc-card.is-open .card-body{display:block}.field{display:flex;flex-direction:column;gap:8px;margin-top:18px}.field-label{font-size:10px;font-weight:700;color:#dce7f5}.field-label em{float:right;font-size:8px;color:#74869e;font-weight:500}.help{border:1px solid #6680a1;border-radius:50%;background:transparent;color:#a8bad1;width:14px;height:14px;padding:0;font-size:9px;line-height:12px;margin-left:3px}.money-input,.stepper{height:42px;display:flex;align-items:center;background:#0d2039;border:1px solid #234365;border-radius:8px;overflow:hidden}.money-input i{font-style:normal;color:#7e91aa;font-size:9px;padding:0 10px}.money-input input,.stepper input{min-width:0;flex:1;height:100%;border:0;outline:0;background:transparent;color:#fff;font-size:12px}.stepper button{width:40px;height:100%;border:0;background:transparent;color:#4ca5ff;font-size:18px}.stepper input{text-align:center;appearance:textfield}.stepper input::-webkit-inner-spin-button{opacity:.45}.mini-stats{display:grid;grid-template-columns:1fr 1fr;gap:12px;border-top:1px dashed #284361;margin-top:18px;padding-top:15px}.mini-stats span{display:flex;flex-direction:column;gap:6px}.mini-stats small{font-size:8px;color:#7f91a9}.mini-stats b{font-size:13px}.accent{color:#42a0ff!important}.chips{display:flex;gap:7px;flex-wrap:wrap}.chips button{border:1px solid #27496e;background:#0c1e36;color:#91a5bd;border-radius:999px;padding:10px 14px;font-size:9px}.chips button.active{background:#167ff8;color:#fff;border-color:#167ff8;box-shadow:0 8px 24px #1478f234}.two-cols{display:grid;grid-template-columns:1fr 1fr;gap:10px}select{height:42px;border:1px solid #234365;border-radius:8px;background:#0d2039;color:#fff;padding:0 12px;font-size:10px;outline:0}.checks{display:grid;gap:7px}.checks button{display:flex;align-items:center;gap:9px;text-align:left;border:1px solid #234365;border-radius:8px;background:#0d2039;color:#c0ccda;padding:10px 12px;font-size:9px}.checks i,.one-off button i{width:15px;height:15px;display:grid;place-items:center;border-radius:4px;background:#071425;border:1px solid #315277;color:transparent;font-size:9px;font-style:normal}.checks button.active,.one-off.active>button{border-color:#2c78c8;background:#0d2847}.checks button.active i,.one-off.active button i{background:#1478f2;color:#fff;border-color:#1478f2}.one-offs{display:grid;gap:7px}.one-off{display:flex;gap:8px}.one-off>button{flex:1;display:flex;align-items:center;gap:9px;border:1px solid #234365;border-radius:8px;background:#0d2039;color:#c0ccda;padding:10px 12px;font-size:9px;text-align:left}.money-input.small{width:145px;height:38px}.results-sticky{position:sticky;top:94px;padding:20px}.result-hero{display:flex;flex-direction:column;border-bottom:1px solid #203a5a;padding-bottom:18px}.result-hero>span{font-size:9px;color:#9eb1c8}.result-hero>strong{font-size:clamp(42px,4.5vw,66px);line-height:1;color:#fff;letter-spacing:-3px;margin:10px 0 8px}.result-hero>small{font-size:8.5px;color:#8092aa}.result-ranges{display:grid;grid-template-columns:repeat(3,1fr);gap:6px;margin-top:14px}.result-ranges>span{display:flex;min-width:0;flex-direction:column;align-items:center;text-align:center;border:1px solid #244363;border-radius:9px;padding:11px 5px;gap:6px;background:#0d1f37}.result-ranges>span.featured{border-color:#1784f2;background:#0a2850}.result-ranges small{font-size:6.5px;text-transform:uppercase;color:#8192a7}.result-ranges b{font-size:10px}.result-ranges em{font-size:6px;color:#71839a;font-style:normal;line-height:1.4}.bar-chart{display:flex;flex-direction:column;gap:9px;margin:22px 0}.bar-row{display:grid;grid-template-columns:92px 1fr 48px;align-items:center;gap:7px}.bar-row>span{font-size:7px;color:#b9c6d6;text-align:right;line-height:1.25}.bar-row>div{height:10px;background:#0b1b30;border-radius:0 3px 3px 0;overflow:hidden}.bar-row i{display:block;height:100%;background:linear-gradient(90deg,#176fc9,#45a5ff);border-radius:0 3px 3px 0}.bar-row>b{font-size:7px;color:#788da7}.one-off-total{display:flex;justify-content:space-between;border:1px solid #2b659e;background:#0b2644;border-radius:8px;padding:11px;font-size:8px}.one-off-total b{color:#49a8ff}.intended{border-top:1px solid #203a5a;padding-top:14px}.price-alert{border:1px solid var(--ok);color:var(--ok);border-radius:8px;margin-top:10px;padding:11px;font-size:8px;line-height:1.5}.price-alert.danger{border-color:var(--danger);color:var(--danger);background:#ff6c720d}.price-alert.warning{border-color:var(--warning);color:var(--warning);background:#f5b84b0d}.proposal-section,.legal-section{margin-top:18px;padding:22px}.section-title{display:flex;gap:11px;align-items:flex-start}.section-title>span{color:#47a4ff}.section-title h2{font-size:14px;margin:0}.section-title p{font-size:8.5px;color:#8092aa;line-height:1.5;margin:6px 0 0}.proposal-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:9px;margin-top:17px}.proposal-grid>div,.proposal-one-offs>div{display:flex;flex-direction:column;gap:6px;background:#0d2039;border:1px solid #234365;border-radius:9px;padding:12px}.proposal-grid span,.proposal-one-offs span{font-size:7.5px;color:#7f91a9}.proposal-grid b,.proposal-one-offs b{font-size:9.5px;line-height:1.4}.proposal-one-offs{display:grid;grid-template-columns:repeat(4,1fr);gap:9px;margin-top:9px}.legal-section ul{margin:18px 0 0;padding-left:20px;color:#a6b5c8;font-size:9px;line-height:1.75}.legal-section li+li{margin-top:6px}.legal-section p{border-top:1px solid #203a5a;margin:15px 0 0;padding-top:13px;font-size:7.5px;color:#71839a;font-style:italic}.tool-footer{max-width:1260px;margin:0 auto;padding:22px 30px 35px;border-top:1px solid #ffffff12;display:flex;justify-content:space-between;color:#71839a;font-size:8px}.tool-footer a{color:#47a4ff;text-decoration:none;font-weight:700}.tooltip{position:fixed;z-index:50;background:#fff;color:#13223a;border-radius:9px;padding:12px 14px;font-size:9px;line-height:1.55;box-shadow:0 15px 50px #0008}.tooltip::before{content:"";position:absolute;top:-5px;left:13px;border:5px solid transparent;border-bottom-color:#fff;border-top:0}@media(max-width:900px){.calculator-grid{grid-template-columns:1fr}.results-sticky{position:relative;top:auto}.proposal-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.tool-header{height:66px;padding-inline:16px}.back-link{font-size:0;padding:9px}.back-link::after{content:"←";font-size:15px}.app-shell{padding:30px 14px 45px}.tool-intro{align-items:flex-start;flex-direction:column}.tool-intro h1{letter-spacing:-1.8px}.print-btn{width:100%}.card-head{padding:17px 15px}.card-body{padding:3px 15px 17px}.two-cols{grid-template-columns:1fr}.field-label em{display:none}.result-ranges{grid-template-columns:1fr 1fr}.result-ranges>span:last-child{grid-column:1/-1}.proposal-grid{grid-template-columns:1fr 1fr}.proposal-section,.legal-section{padding:18px 15px}.one-off{flex-direction:column}.money-input.small{width:100%}.tool-footer{padding-inline:18px}}@media print{.tool-header,.inputs-column,.print-btn,.tool-footer,.legal-section,.price-alert,.tooltip{display:none!important}body{background:#fff;color:#07101f}.app-shell{padding:0;background:#fff}.tool-intro{margin-bottom:18px}.calculator-grid{display:block}.results-sticky,.proposal-section{border:1px solid #ccd7e5;background:#fff;color:#07101f}.results-sticky{position:static}.result-hero>strong,.proposal-grid b{color:#07101f}.proposal-grid>div{background:#f5f7fb;border-color:#dce3ec}.proposal-section{break-inside:avoid}}